Merchants can accept Bitcoin, Ethereum or Solana and keep the proceeds in USDT or USDC — with separate controls for their web store and their register.
Shams Media City, Sharjah, United Arab Emirates, 31st Aug 2026 – Payzum today announced automatic stablecoin conversion across its payment gateway and its point-of-sale system, letting merchants accept any supported cryptocurrency while holding none of it. Incoming payments are converted to the merchant’s chosen stablecoin and sent to their own wallet, with conversion charged at 1% on top of Payzum’s 0.5% sale fee.
The feature addresses the reason most merchants who are curious about crypto never switch it on: they are willing to be paid in it, but not to hold it. A store that accepts Bitcoin on Monday and prices its inventory in euros has taken on a currency position it did not want.
Two different volatility problems
Payzum treats the web store and the register as separate cases, with independent settings for each.
For e-commerce, conversion runs after the payment confirms, moving funds to the merchant’s stablecoin address. Merchants can source from Ethereum, Polygon, Arbitrum, Optimism, Avalanche, Base, BNB Chain, Tron and Solana, as well as Bitcoin, Litecoin and Dogecoin.
For point of sale the exposure is sharper. A counter sale is quoted in fiat and settled in front of the customer, so a volatile coin creates a gap between the price on the display and what the merchant actually receives. Payzum therefore ships volatile-currency acceptance at the register turned off by default; a merchant switches it on deliberately, and can decide separately whether POS takings convert. A shop can convert its online sales while keeping counter takings in the coin received, or the reverse.
“A merchant told us he’d take Bitcoin if he didn’t have to think about Bitcoin,” said Jose Freyre, founder of Payzum. “That’s the whole feature. And the register isn’t the same problem as the website — you’re quoting a price in euros to someone standing in front of you. Bundling those two into one switch would have been the easy thing to build and the wrong thing to ship.”
A ceiling instead of a surprise
Conversion costs are capped. If converting a given payment would cost more than 3% of it — which happens on small amounts, where network fees dominate — Payzum does not convert. The payment is forwarded to the merchant unchanged rather than being eroded by the cost of moving it. Merchants are never charged a disproportionate fee on a small sale.
Payzum remains non-custodial throughout: converted funds settle to an address the merchant controls, and Payzum does not operate merchant balances or convert to fiat.
Availability
Automatic conversion is available now to all Payzum merchants and can be enabled from the dashboard’s conversion settings. Details at payzum.com.
About Payzum
Payzum is a non-custodial crypto payment gateway for online and in-person merchants, supporting stablecoin and native-asset payments across major blockchain networks with settlement directly to merchant-controlled wallets. Payzum is crypto-in, crypto-out and does not convert to fiat.
Media Contact
Organization: Vexo International LLC
Contact Person: Anthony Smith
Website: https://payzum.com
Email: Send Email
City: Shams Media City
State: Sharjah
Country:United Arab Emirates
Release id:48629
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